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excel rate function you have to divide annual interest rate by to calculate monthly interest rate a2d2 when you press enter key excel.

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excel rate function to get an idea of how easy it is to build this type of loan payment table with the function follow these steps for creating it in a new worksheet.

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excel rate function as you can see interest rates are again represented in decimal format take the interest rate the bank gave you and divide by and payments are zero.

excel rate function this completed function will look like this.

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